Citi MTvU

The Citi mtvU Platinum Select Visa card is a credit cards for college students, that offers an interested array of perks. Like the Citi Professional Card, it is part of the Citi ThankYou Network. The card gives you 5 ThankYou Points for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. But guess what is considered a bookstore, no matter what you buy? Amazon.com! This is the same as 5% back in gift cards or 5% cash back towards your student loans.

The only problem is that there are reports that they verify if you are a student. Some get asked, many slip by. If you are a student, you also get some points for having good grades: “250 to 2,000 ThankYou Points� twice a year for a good GPA. 25 ThankYou Points� a month for paying your bill on time and not going over your credit limit.” So get a 4.0 and pay your bills and get $43 for free every year! There’s no annual fee and even no minimum income or cosigner requirement. I bet anyone under 25 gets approved for this automatically. I’m over but hey, I’m a student now